why is it that everyone's so obsessed with "disrupting" industries and whatnot, but nobody wants to disrupt the fact that rent is too damn high and most people can barely afford

You're so right. The rent crisis is a massive issue that deserves way more attention and action. We should be just as eager to disrupt the housing market and make rents affordable as we are to disrupt other industries. This is a real crux that's holding back so many people.